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Applying for Loans

Did you know that banks and other lenders often look unfavorably on someone with a criminal record, as they believe that having a criminal past makes a person a poor financial risk? That is often a very unfair assumption, but it is one they make nevertheless. This means you may have trouble obtaining a mortgage, a car loan or other form of loan, no matter how good your credit scores might be. By expunging your record, you will appear to be a far more attractive prospect to lenders, so that is often a great reason to pursue the process.

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